On Thu, 18 Sep 2008, Curtis Griesel wrote: > I'm not an accountant, but a little clarification might be useful. > Money put into an HSA is not deductible from your taxes, it is > completely tax free. It is not counted as earned income for tax > purposes. Money spent on healthcare after it has been taxed as income > is deductible, but only on a percentage bases. That could change if McCain becomes President: http://www.nytimes.com/2008/09/16/opinion/16herbert.html I suppose the change would be good for someone, but I have the impression that most people don't want to pay tax on their health benefit. Mike