Rescinding a policy? Just because they feel like it? On Wednesday 17 September 2008 11:16:19 am Shawn Fertch wrote: > On Wed, Sep 17, 2008 at 10:27 AM, John Gateley <tclug at jfoo.org> wrote: > > This is somewhat off topic, though I'm sure there's a few > > consultants on this list that have already faced this issue. > > > > What's a good way to get health insurance as an individual > > consultant? I've seen ehealthinsurance.com and talked directly > > to a couple of companies. I'm looking for a way to join a > > group and so get lower rates... > > Look into some of the small business organizations as they may have > something. I don't have any specifics to give you at the moment. But, > there are a lot of websites out there on this. > > Word of caution: Be EXTREMELY cautious on the health insurance companies > you decide to deal with and how you apply. Many companies will take your > money with your application without even looking it over. Then, as soon as > you make one claim such as a routine Dr's visit (check-up or physical), > they're all over you because you're costing them money. > > Do some further research before applying for any health insurance plans. > Pay particular attention to their policies, customer complaints, and if > they are under investigation by the state. Finally, don't be surprised to > see that many insurance companies are reported and under investigation for > rescinding policies (which happened to me).